--- title: Insurance Marketing Insights for Independent Agents | New Horizons | New Horizons Staff (2) description: New Horizons Insurance Marketing is a respected National Marketing Organization (NMO, also known as FMO or IMO). We believe in the power and strength of the independent insurance agent specializing in the senior market. We help support your entrepreneurial spirit and drive to succeed with a suite of smart, effective tools, proven programs and marketing innovations. 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Thankfully, independent insurance ... May 26, 2026](https://blog.newhorizonsmktg.com/surprises-to-insurance-agents-after-they-enrolled-in-medicare) #### [Insights Honoring the Mothers in Our Lives Mother’s Day gives us an opportunity to pause, reflect, and express gratitude for the women whose influence quietly and powerfully shapes ... May 12, 2026](https://blog.newhorizonsmktg.com/honoring-the-mothers-in-our-lives) #### [Sales Tips How to Sell Hospital Indemnity Plans A Hospital Indemnity Plan (HIP) is a fantastic insurance product, particularly for clients with a Medicare Advantage plan. When any health ... April 27, 2026](https://blog.newhorizonsmktg.com/how-to-sell-hospital-indemnity-plans) #### [Sales Tips 5 Annuity Sales Tips from Award Winning Producers Selling annuities doesn’t require sales tactics, complex jargon, or decades of investment experience. We’ve worked with many independent ... April 13, 2026](https://blog.newhorizonsmktg.com/5-annuity-sales-tips-from-award-winning-producers) #### [Marketing 10 Questions You Should Ask a Field Marketing Organization (FMO) Before Contracting All insurance agents will need to find a good FMO at some point, but looking around on Google and spying on the insurance forums will only ... April 06, 2026](https://blog.newhorizonsmktg.com/10-questions-you-should-ask-fmo-before-contracting) #### [Insights 2026 Q1 Annuity Market Update: Why Stability and Support Matter More Than Ever As we move out of the first quarter of 2026, one thing has become undeniably clear: clients are seeking financial stability in a time of ... March 30, 2026](https://blog.newhorizonsmktg.com/2026-q1-annuity-market-update-why-stability-and-support-matter-more-than-ever) #### [Insights 3 Ways to Use AI in Your Medicare Agency Artificial Intelligence (AI) is changing the way we gather information and get work done — and the Medicare market is no exception. If your ... March 23, 2026](https://blog.newhorizonsmktg.com/top-3-ways-to-use-ai-in-your-medicare-agency) #### [Marketing Insurance Technology: What Modern Insurance Agents Need to Run Their Businesses Running an independent senior‑market agency has never been more demanding. Carrier systems are evolving quickly, compliance expectations ... March 10, 2026](https://blog.newhorizonsmktg.com/tech-guide-for-insurance-agents) #### [Medicare Advantage 10 TPMO Disclaimer Tips to Stay Compliant 2026 The Third-Party Marketing Organization (TPMO) disclaimer seems to be here to stay, but there are still a lot of questions about it. February 23, 2026](https://blog.newhorizonsmktg.com/tpmo-disclaimer-tips-to-stay-compliant) #### [Videos How to Use Short Videos to Grow Your Insurance Business February 16, 2026](https://blog.newhorizonsmktg.com/how-to-use-short-videos-to-grow-your-insurance-business) #### [Medicare Advantage 10 Medicare Sales Event Tips for a Smooth, Compliant Seminar Medicare sales events are a fantastic way to educate a group of individuals about a Medicare Advantage plan. You can enroll multiple people ... August 22, 2023](https://blog.newhorizonsmktg.com/medicare-sales-event-tips-compliance) #### [Independent Agents An Independent Insurance Agent's Ultimate Guide to Chargebacks Earning commission is great—unless you have to pay it back. If a client dies or cancels a new policy, you may experience a chargeback on ... March 28, 2022](https://blog.newhorizonsmktg.com/insurance-agents-quick-guide-to-chargebacks) [Previous](https://blog.newhorizonsmktg.com/author/new-horizons-staff/page/1) This website is for agent use only. Not for public use or distribution. ![](https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/697926babf20ddeb2d4ff972_64c7ba8d78ae605d730bbe060cf878ba_NewHorizons-White-Tag.svg) New Horizons Insurance Marketing 122 W. 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