When you have a client who wants life insurance, but wants CASH available just in case, consider Foresters Your Legacy — a participating Whole Life policy that will provide an income tax free death benefit as well as a cash build in the event your client changes their mind and no longer desire a death benefit.
Your Legacy is a simplified issue (NO EXAM) policy.
Here's a female, age 65, non-tobacco, with $25,000 (savings, CD, or even another life policy).
Guaranteed |
||
| End of Year | Guar Cash Value | Guar Death Benefit |
|---|---|---|
| Year 5 | $24,477 | $44,626 |
| Year 10 | $24,694 | $44,626 |
| Year 20 | $34,016 | $11,420 |
Non-Guaranteed |
||||
| Midpoint | Current | |||
|---|---|---|---|---|
| End of Year | Cash Value | Death Benefit | Total Cash Value | Total Death Benefit |
| Year 5 | $25,013 | $45,601 | $25,583 | $46,641 |
| Year 10 | $28,896 | $46,564 | $30,288 | $48,806 |
| Year 20 | $36,986 | $48,522 | $41,052 | $53,856 |
Contact us for a quote and contracting!