This case was a referral from a Med Supp client.
Client: Male, age 63 — Preferred, non-tobacco
Current Policy
- Death Benefit: $269,621
- Cash Surrender Value: $149,948
- Premium: $2,000 annual
Options Presented
- 1035 exchange ($149,948) only
New death benefit of $585,160 117% increase!
- 1035 exchange ($149,948) only
Death benefit of $534,449 98% increase! AND
Monthly LTC benefit of $21,378
- 1035 exchange plus $2,000 annual premium
New death benefit of $698,063 158% increase!
- 1035 exchange plus 2,000 annual premium
Death benefit of $635,879 135% increase! AND
Monthly LTC benefit of $25,435
HUGE COMMISSION on this case!
The agent is able to improve benefit(s) in all 4 scenarios.
Is it time you added a Life Insurance Review to your practice?