--- title: "Case of the Week: Life Policy Review" description: "This case was a referral from a Med Supp client. Male, age 63 — Preferred, non-tobacco - Current Policy Death Benefit: $269,621, New death benefit of $585,160 117% increase! HUGE COMMISSION on this case!" image: https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/69e0edc39a6f2b446ec622d5_og-5-2-blog.webp --- [![](https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/697926babf20ddeb2d4ff972_64c7ba8d78ae605d730bbe060cf878ba_NewHorizons-White-Tag.svg)](https://www.newhorizonsmktg.com/) - [Home Home](https://www.newhorizonsmktg.com/) - Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) - 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Client: Male, age 63 — Preferred, non-tobacco ### Current Policy - Death Benefit: $269,621 - Cash Surrender Value: $149,948 - Premium: $2,000 annual ### Options Presented 1. 1035 exchange ($149,948) only New death benefit of **$585,160** 117% increase!   2. 1035 exchange ($149,948) only Death benefit of **$534,449** 98% increase! AND Monthly LTC benefit of **$21,378**   3. 1035 exchange plus $2,000 annual premium New death benefit of **$698,063** 158% increase!   4. 1035 exchange plus 2,000 annual premium Death benefit of **$635,879** 135% increase! AND Monthly LTC benefit of **$25,435** **HUGE COMMISSION** on this case! The agent is able to improve benefit(s) in all 4 scenarios. Is it time you added a [Life Insurance Review](http://www.newhorizonsmktg.com/news/review-your-clients-current-life-insurance-policies) to your practice? [Life Insurance](https://blog.newhorizonsmktg.com/tag/life-insurance) ## Comments ## Read On [![Med Supp Cross Selling](https://www.newhorizonsmktg.com/images/NewsImages/medsupp-cross-sell-whole-life.jpg)](https://blog.newhorizonsmktg.com/when-your-client-wants-cash-growth-in-a-life-policy) ### [When your client wants cash growth in a life policy](https://blog.newhorizonsmktg.com/when-your-client-wants-cash-growth-in-a-life-policy) [![Final Expense](https://www.newhorizonsmktg.com/images/NewsImages/funeral.jpg)](https://blog.newhorizonsmktg.com/have-your-clients-saved-money-for-funeral-costs) ### [Have your clients saved money for funeral costs?](https://blog.newhorizonsmktg.com/have-your-clients-saved-money-for-funeral-costs) Show them how to safely increase their savings with a stroke of the pen Example Case: ### [The JH LTC Opportunity Series - Part 3: Counting the Cost](https://blog.newhorizonsmktg.com/the-jh-ltc-opportunity-series-part-3-counting-the-cost) We have shared with you the statistics that support the need for long-term care planning, and you... 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