But you can use any fact finder you want.
You can also decide which question fits your personality the best and modify whichever fact finder you decide to work from.
Here are some example questions:
- How much have you set aside for funeral costs?
- If you were to pass away tomorrow, how much debt would you want to pay off for your family?
- If you were to pass away tomorrow, how much of your income would you want to replace for your spouse/family?
- Can your spouse live on one Social Security check if you pass away?
- When was the last time someone did a life insurance review for you?
More ideas: 31 Best Questions to Ask Life Insurance Prospects Ages 60+
9. Make a Facebook Business Profile.
Facebook is a great platform to spread the word about life insurance, especially during LIAM in September.
A lot of older adults use Facebook – it's actually the most popular social media platform in the 50+ age range (AARP Research). On top of that, 60% of 55+ adults who are active on social media say they use Facebook daily (Creating Results).
Simply put: if you want to share a message, Facebook is a great platform to use.

If you don't have a Facebook business profile yet, it's time to create one.
Need a step-by-step guide? Download the Facebook page guide for agents.
First, you'll need to create a personal Facebook page if you don't have one yet. Then, create a Page and add all of your business information, including images and your logo.
You can also add a Call to Action button for your page, such as "Call Now" or "Get Quote." The last step is to ensure you have content to share on your page.
Head on to the next tip for some LIAM content.
10. Create Facebook Reels to Boost Your LIAM Reach.
Facebook Reels are exploding in popularity, accounting for 40.8% of social users' video consumption and earning about 200 billion daily views across Facebook and Instagram (Sprout Social, Cool Nerds Marketing).
With 3.5 billion Reels shared daily across Meta platforms, it's a great place to spread the word about life insurance!
Hook Your Audience with Negative Hooks
Research shows that negative hooks outperform positive ones. They're powerful because they tap into our natural human instincts. Our brains are wired to pay more attention to negative information than positive information, and they create a sense of urgency.
Try hooks like "Don't make this deadly life insurance mistake" or "Stop ignoring your family's financial future" to grab attention; then, follow with helpful solutions. Neutral hooks like "Life insurance secrets agents won't tell you" also perform well.
Create quick Reels showing real monthly costs versus daily expenses, busting common myths, or sharing stories about families who had to resort to GoFundMe pages after a loved one passed away.
Remember, people watch 74% of Facebook videos without sound, so focus on strong visuals and include captions or text overlays (Sprout Social) to grab attention even when audio is off.
Reel Examples
There's actually not a lot of great examples on Facebook (or the search functionality isn't awesome), but I did find some good ones with great engagement on TikTok. I'll share those here.
But this is such an opportunity to reach a new market, and hardly any other agents are taking advantage of it!
Here's a story time video example:
Here's another one that leads with a negative hook (this is what they don't tell you):
And here's a video that uses a Q&A format:
11. Host a Giveaway Celebrating LIAM.
This one may be a little intimidating, but you might consider hosting a giveaway that celebrates Life Insurance Awareness Month. It's a way to draw attention to the occasion, and it creates some excitement.
This will only work well if you get enough people to participate. If you have no followers on Facebook and hardly any appointments in the month of September, this isn't going to be the tip for you.
But if you have an online presence and clients will be in and out of your office all month, it could be a fun idea to try.
Here are a few things to figure out before you start your giveaway:
- Goal: what do you ultimately want people to do?
- Offer an exciting prize: what are you giving away?
- Entry requirements: how do people enter? Like you on social media? Subscribe to your email list? Drop their name in a raffle jar with the name of a referral on it (check anti-rebate laws in your state first)?
- Consider a giveaway platform: if you share your giveaway online, you can use a giveaway platform like Gleam to track everything.
- Share your giveaway: send an email, post on social media, tell customers that you see in person, etc.
Keep in mind that you are bound to any compliance rules and regulations about doing a giveaway as a life insurance producer. Those rules are state-specific, so check with your state and/or an attorney before diving in too deep.
As an example, Florida agents can't give a promotional gift worth more than $100 in a calendar year.
And this is the rule in Indiana:
Contests or raffles in which the consumer receives a free chance to win are acceptable as long as they are open to the public and there is no obligation for the consumer to purchase or renew insurance to enter, win, or claim the prize. Prizes are not limited to a $25 value; however, the value of the prize divided by the reasonably expected number of entrants must not exceed $25 per entrant.
12. Add a Slide About Life Insurance Awareness Month to Your Lobby Monitor.
If you have an office where you see clients, consider adding a LIAM message in your lobby area.
In our local agency, we have a TV on the wall where we play a slideshow that features fun facts, products we offer, the history of our agency, and more. It's a nice way to add value while our clients are waiting for their appointment.

Adding a quick slide about LIAM is a great way to stay relevant and freshen up your lobby experience.
Conclusion
Awareness months, like LIAM, are a great way to be a part of the larger conversation. Join in on the momentum and help educate and inform your clients and prospects about the need for life insurance.
From covering final expenses to estate planning to finding a way to prepare for long-term care costs, life insurance is a great tool for many seniors.
To learn more about selling life insurance, check out our library of life insurance articles for agents and our Ultimate Guide to Selling Life Insurance in the Senior Market.
Foresters has some nice options as well, including a 





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