--- title: Have you offered your current clients a Life Insurance Review? description: Review your client’s latest annual statements to find Face Amount, Cash Surrender Value, Premium and how long the policy will last. image: https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/69e0edc39a6f2b446ec622d5_og-5-2-blog.webp --- [![](https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/697926babf20ddeb2d4ff972_64c7ba8d78ae605d730bbe060cf878ba_NewHorizons-White-Tag.svg)](https://www.newhorizonsmktg.com/) - [Home Home](https://www.newhorizonsmktg.com/) - Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) - 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Client:  65 male (preferred health) ### Current Life Insurance | Face amount | Cash Surrender Value | Annual Premium |   | | --- | --- | --- | --- | | $25,000 | $14,542 | $420 | (whole life) | | $50,000 | $28,980 | $1,540 | (universal life) | | $100,000 | $11,200 | $825 | (will lapse in 8 yrs current assumptions) | | **$175,000** | **$54,722** | **$2,785** |   | ### Options 1. 1035 exchange **$54,722**, pay **no annual premium**, will give client: New Face Amount of **$173,248** & **LTC Monthly Benefit of $6,930** ### Commission Depending on which option client selects:  **$4,475 - $7,000+** ## Summary - Agent consolidated 3 policies to IMPROVE his client’s current Life Insurance situation (any of the 3 options) - Agent made a very nice commission while helping out his Med Supp client Add a Life Insurance Review for your current Medicare Supplement clients! [Life Insurance](https://blog.newhorizonsmktg.com/tag/life-insurance), [Sales Tips](https://blog.newhorizonsmktg.com/tag/sales-tips) ## Comments ## Read On ### [Review your client’s current Life Insurance policies](https://blog.newhorizonsmktg.com/review-your-clients-current-life-insurance-policies) ### [Do your current clients have life insurance with another agent?](https://blog.newhorizonsmktg.com/do-your-current-clients-have-life-insurance-with-another-agent) Do you need a reason to offer a Life Insurance Review for your current Medicare Supplement clients? [![NH-If-a-client-asks-this-question-do-you-have-a-good-answer](https://blog.newhorizonsmktg.com/hubfs/BlogImages/NH-If-a-client-asks-this-question-do-you-have-a-good-answer.jpg)](https://blog.newhorizonsmktg.com/if-a-client-asks-this-question-do-you-have-a-good-answer) ### [If a client asks this question, do you have a good answer?](https://blog.newhorizonsmktg.com/if-a-client-asks-this-question-do-you-have-a-good-answer) The main task of an insurance agent is to educate the client. We've been writing about education... This website is for agent use only. Not for public use or distribution. ![](https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/697926babf20ddeb2d4ff972_64c7ba8d78ae605d730bbe060cf878ba_NewHorizons-White-Tag.svg) New Horizons Insurance Marketing 122 W. 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