This is a great alternative to an annuity

We have a great alternative to offer your clients wanting a fixed annuity.

Our agent has a client (78 female) looking to "invest" $50,000. She hasn't used the money for quite some time but also stated she might someday.

Initially our agent considered a 5 year fixed annuity that earns 3% interest. We introduced an alternative that he (and most likely you) was not aware existed: High Cash Value Single Premium Life (HCV-SP).

See the comparisons below.

*No exam on this case!

$50,000 Outlay


5 Year SPDA

HCV-SP Life Insurance

Year Tax-Free Proceeds on Death Tax-Free Proceeds on Death
1 51,500 70,599
2 53,045 71,659
3 54,636 72,734
4 56,276 73,825
5 57,964 74,932
  Commission Commission
  Approx. $1,450 Approx. $4,000

Running this simple comparison, our agent was truly able to make this a win-win situation. The client was presented both options and decided on the Life product.

Think about which clients you have that might be in a position to take advantage of this product, and I'll personally walk you through the sale!

Contact me for details.

Do you have a comment? Please share your thoughts below.

Newsletter Signup

Recent Posts

Selling the Lasso Healthcare MSA: Interview With Linda Sprague

Steve Spinner discusses the Lasso Healthcare MSA with agent Linda Sprague. Listen to their discussion about selling the Lasso Healthcare MSA, the...

Read more »

Recognizing Our Heroes This Veterans Day

The celebration or recognition of Veterans Day is something that we all take very seriously. I am the proud father of three great kids, and I have...

Read more »

Can a Veteran On VA Benefits Get the Lasso MSA?

The brand-new Lasso Medical Savings Account (MSA) is gaining a ton of traction, which means we're starting to get more in-depth questions about the...

Read more »

Is the Lasso MSA Better Than a High-Deductible Plan F?

By Steve Spinner and John Hockaday A question we’ve seen a lot from independent agents is this: how does the Lasso Medicare Medical Savings Account...

Read more »
More News »

Do you have a comment about this post? Share your thoughts below.