--- title: Is Single Premium Life Insurance right for your client? description: If she kept her $50,000 in her CD at 2%, at age 90 she would have only $74,516. With our solution, she has nearly $150,000. image: https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/69e0edc39a6f2b446ec622d5_og-5-2-blog.webp --- [![](https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/697926babf20ddeb2d4ff972_64c7ba8d78ae605d730bbe060cf878ba_NewHorizons-White-Tag.svg)](https://www.newhorizonsmktg.com/) - [Home Home](https://www.newhorizonsmktg.com/) - Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) - 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Do you have money saved in the bank, or in annuities or mutual funds, that you would like to pass to your heirs on a more tax-efficient basis? - Are you interested in multiplying the amount that is eventually passed on to your heirs? - Do you have savings that you don't currently need for regular living expenses or to maintain your quality of life?  - Do you have money that you would like to pass to your favorite charity? ![Single Premium Life Insurance illustration](https://www.newhorizonsmktg.com/images/NewsImages/single-prem-life.png) ### Example Case: - Client: Female age 70 (Preferred, NT) - Single Premium: $50,000 - Death Benefit: **$146,429** If she kept that $50,000 in her CD at 2%, at age 90 she would have only $74,516. ### Why write this product? - Excellent Commissions - A+ rated Carrier - **We do all the legwork** (quote your case, scrub and process your app, order all requirements and keep you informed of your case’s progress) ### Most recent placed case: - Client: Female age 75 (approved Preferred NT) - Single Premium: $150,000 - Death Benefit: **$324,649** - LTC Monthly Benefit: **$12,986** (nice rider that provides your client a great monthly LTC benefit to protect assets) ### Commission to agent: Over **$13,000**   [Contact me for details.](https://www.newhorizonsmktg.com/team/kirk-sarff) [Life Insurance](https://blog.newhorizonsmktg.com/tag/life-insurance) ## Comments ## Read On ### [Case of the Week: Savings but no Long Term Care](https://blog.newhorizonsmktg.com/case-of-the-week-savings-but-no-long-term-care) We recently helped an agent with his client, a 65 year-old female with mild asthma (she takes... ### [This is a great alternative to an annuity](https://blog.newhorizonsmktg.com/this-is-a-great-alternative-to-an-annuity) We have a great alternative to offer your clients wanting a fixed annuity. 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