--- title: Politics on Plan F description: After a two-year independent study ordered by congress, its findings proved that first dollar coverage does not cause for Medicare beneficiaries to over utilize Medicare services. Now is one of the best times to consider a different plan. image: https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/69e0edc39a6f2b446ec622d5_og-5-2-blog.webp --- [![](https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/697926babf20ddeb2d4ff972_64c7ba8d78ae605d730bbe060cf878ba_NewHorizons-White-Tag.svg)](https://www.newhorizonsmktg.com/) - [Home Home](https://www.newhorizonsmktg.com/) - Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) - 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[New to Med Supp sales? Read this beginner's guide to help you get started.](https://blog.newhorizonsmktg.com/the-beginners-guide-to-selling-medicare-supplements) ![Plan F Politics](https://www.newhorizonsmktg.com/images/NewsImages/plan-f-politics.png) In the past, Republicans believed that the first dollar coverage of Plan F increases utilization. Their thinking seems to be that having great coverage for a senior is causing over-utilization. After a two-year independent study ordered by congress, its findings proved that first dollar coverage does not cause for Medicare beneficiaries to over utilize Medicare services. I do not believe this issue is going away. Therefore, now is one of the best times to consider Plan G Medicare Supplements. Plan G is experiencing the lowest rate increases of all plans. My only fear is the Part B deductible going up significantly in the future. We are keeping an eye on what lobbyists are saying about Washington, but I encourage you to write your Congressmen and Senators on how you feel about their plans. **Related content:** - [Plan F Is Dead… Or Is It?](https://blog.newhorizonsmktg.com/plan-f-is-dead-or-is-it-a-2017-update) - [Plan F or G? How to Decide Which Med Supp Plan to Sell](https://blog.newhorizonsmktg.com/plan-f-or-g-how-to-decide-which-med-supp-plan-to-sell) - [How to Sell Medigap Plan N: Is Plan N Worth the Risk?](https://blog.newhorizonsmktg.com/how-to-sell-medigap-plan-n-is-plan-n-worth-the-risk) [Medicare Supplements](https://blog.newhorizonsmktg.com/tag/medicare-supplements) ## Comments ## Read On [![](https://blog.newhorizonsmktg.com/hubfs/GLP1.jpg)](https://blog.newhorizonsmktg.com/glp-1-medications-for-medicare-beneficiaries) ### [CMS Expands Access to GLP-1 Medications for Medicare Beneficiaries](https://blog.newhorizonsmktg.com/glp-1-medications-for-medicare-beneficiaries) In May 2026, the Centers for Medicare & Medicaid Services (CMS) announced a major new effort to... [![NH-How-to-Make-a-Sale-to-a-Medicare-Advantage-Client-Hospital-Indemnity-Plans](https://blog.newhorizonsmktg.com/hubfs/NH-How-to-Make-a-Sale-to-a-Medicare-Advantage-Client-Hospital-Indemnity-Plans.jpg)](https://blog.newhorizonsmktg.com/how-to-sell-hospital-indemnity-plan-medicare-advantage-client) ### [How to Make a Sale to a Medicare Advantage Client: Hospital Indemnity Plans](https://blog.newhorizonsmktg.com/how-to-sell-hospital-indemnity-plan-medicare-advantage-client) Even if you don’t primarily sell Medicare Advantage plans, there’s still a way to make a sale. [![not-covered](https://blog.newhorizonsmktg.com/hubfs/not-covered.jpg)](https://blog.newhorizonsmktg.com/four-services-medicare-doesnt-cover-that-your-clients-need) ### [Four Services Medicare Doesn't Cover that Your Clients Need](https://blog.newhorizonsmktg.com/four-services-medicare-doesnt-cover-that-your-clients-need) Your job in working with senior clients includes helping them obtain and understand Medicare and... 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