--- title: Here’s Why This MYGA Is Quickly Becoming Our New Go-To Product description: Here's an annuity carrier with a competitive rate and great perks, and it’s quite likely that none of your competitors are selling it. There are several features built into this particular carrier’s MYGA contracts that really set them apart from the other carriers in the market. image: https://blog.newhorizonsmktg.com/hubfs/favorite-myga.jpg --- [![](https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/697926babf20ddeb2d4ff972_64c7ba8d78ae605d730bbe060cf878ba_NewHorizons-White-Tag.svg)](https://www.newhorizonsmktg.com/) - [Home Home](https://www.newhorizonsmktg.com/) - Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) Agents Agents [Why Us?](https://www.newhorizonsmktg.com/why-new-horizons)[Become an Agent](https://www.newhorizonsmktg.com/become-an-agent)[Sell Your Book](https://www.newhorizonsmktg.com/sell-your-book-of-business)[Support](https://www.newhorizonsmktg.com/support)[Technology & Tools](https://www.newhorizonsmktg.com/tools-technology) - 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If you want the upper-hand, this safe and guaranteed MYGA should be your new go-to product. If we’re being honest, a good rate is often enough to sell us on a Multi-Year Guaranteed Annuity (MYGA). But, there are several features built into this particular carrier’s contracts that really set them apart from the other carriers in the market. Here are some of those stand-out features: - **No Market Value Adjustments (MVAs)** - **Free interest withdrawals after 1 month** If your client wants to preserve their investment but still have access to some of it, the free interest withdrawal will be a big hit. Your client will always know exactly how much money is invested, and they’ll know exactly how much they can take out. For those of us that like stability and predictability, this is a big selling point. - **Free 15% withdrawals after 1 year** If you have a client who is wary of a multi-year term, this could help you win them over. It’s pretty much unheard of to have access to a 15% free withdrawal. Most carriers will offer a 10% maximum. Plus, the fact that it’s free — you don’t have to take an interest percentage hit — is a big plus. Some of our other popular annuities do not offer this perk. - **The 7- and 10-year plans allow a free 15% withdrawal in the 1st year** If your client isn’t sure about the longer terms, this added bonus might be enough to get them to commit. - **Full contract value at death** - **Additional premiums may be added (1st 90 days)** - **The 1-year term has a very competitive interest rate** Other MYGA competitors are generally 1.35 or 1.40%. And if you get a CD from a bank, you can expect a rate that’s less than 0.40%. This carrier is able to beat out everyone with a solid 1.50%. Without further ado, here are the current interest rates: | **1-Year** | **2-Year** | **3-Year** | **5-Year** | **7-Year** | **10-Year** | | --- | --- | --- | --- | --- | --- | | 1.50% APY | 1.80% APY | 2.10% APY | 2.75% APY | 2.90% APY | 3.25 % APY | | APY: Annual Percentage Yield | | | | | | Give me a call at **[217-233-8000](tel:1-217-233-8000)**, or email me at [**ksarff@nhmteam.net**](mailto:ksarff@nhmteam.net?subject=Re:%20Your%20New%20Go-To%20MYGA) and we can go over this product and its potential commissions in greater detail. ***New to annuity sales?*** Annuity sales are a huge opportunity for independent agents in the senior market. If you want to learn how to sell annuities to seniors, you've come to the right place! Check out our complete guide here: [*The Ultimate Guide to Selling Annuities In the Senior Market*](https://blog.newhorizonsmktg.com/how-to-sell-annuities)   [Annuities](https://blog.newhorizonsmktg.com/tag/annuities) ## Comments ## Read On [![2026 Part D Updates & Carrier Highlights](https://blog.newhorizonsmktg.com/hubfs/NH-2026-Part-D-Updates-Carrier-Highlights.webp)](https://blog.newhorizonsmktg.com/reliable-part-d-carriers-for-aep6520) ### [2026 Part D Updates & Carrier Highlights](https://blog.newhorizonsmktg.com/reliable-part-d-carriers-for-aep6520) It's that time of year again, where PDP enrollment goes wild and we all kick it into high gear. And... ### [Plan F or G? How to Decide Which Med Supp Plan to Sell](https://blog.newhorizonsmktg.com/plan-f-or-g-how-to-decide-which-med-supp-plan-to-sell4687) There aren't many differences between Medicare Supplement Plan F & Plan G. This probably isn’t news... [![NH-Our-Thoughts-on-the-2020-Exit-of-Medicare-Supplement-Plan-F](https://blog.newhorizonsmktg.com/hubfs/NH-Our-Thoughts-on-the-2020-Exit-of-Medicare-Supplement-Plan-F.jpg)](https://blog.newhorizonsmktg.com/our-thoughts-on-the-2020-exit-of-medicare-supplement-plan-f4687) ### [Our Thoughts on the 2020 Exit of Medicare Supplement Plan F](https://blog.newhorizonsmktg.com/our-thoughts-on-the-2020-exit-of-medicare-supplement-plan-f4687) By now, we're all fully aware that Medigap Plan F is changing on January 1, 2020. At the top of the... This website is for agent use only. Not for public use or distribution. ![](https://cdn.prod.website-files.com/6978e65abed067e994e8d3ed/697926babf20ddeb2d4ff972_64c7ba8d78ae605d730bbe060cf878ba_NewHorizons-White-Tag.svg) New Horizons Insurance Marketing 122 W. 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