Why not put that into a single premium life policy to increase the amount?
- Client: 75 female
- Single Premium: $10,000
- Face amount: $15,251
- Face amount in 10 years: $16,359
*simplified issue….NO EXAM!
Or...
Offer them a Final Expense plan
Age 75, Female, Non-Smoker
| Company | Plan Name | Rating | Premium | Monthly |
|---|---|---|---|---|
| Foresters | PlanRight Level, Non-Smoker(Level) | A | $826.40 | $72.31 |
| Gleaner | GBWL09 Graded, Non-Smoker(Graded) | A- | $977.80 | $83.11 |
| KSKJ Life | Graded, Non-Smoker(Graded) | NR | $1,011.50 | $85.98 |
| KSKJ Life | Select Level, Non-Smoker(Level) | NR | $692.80 | $58.89 |
| KSKJ Life | Standard Level, Non-Smoker(Level) | NR | $886.30 | $75.34 |
