Kirk Sarff

Kirk Sarff
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Recent Posts

A Beginner's Guide to Selling Fixed Index Annuities (FIAs)

November 2, 2021

*For Agent Use Only* Fixed Index Annuities (FIAs) are more popular than ever here at New Horizons. Many Medicare agents have embraced the product and are enjoying records with their personal…

How to Sell a Life Policy with an LTC Rider

June 22, 2021

A long-term care stay is one of the largest financial risks for anyone over age 65. Someone turning age 65 today has nearly a 70% chance of needing some type of long-term care in their remaining…

The Ultimate Guide to Selling Annuities In the Senior Market

June 15, 2021

By Kirk Sarff and Michael Sams Annuity sales are a huge opportunity for independent agents in the senior market. If you want to learn how to sell annuities to seniors, you've come to the right place!

How to Sell Annuities From Home: Over the Phone Sales Tips

May 17, 2021

Looking for tips on how to sell annuities from home? You've come to the right place. But before we dive into it, here's a disclaimer: selling annuities from home is a mountain of a challenge.

Fixed Index Annuity Review: A Real Client's Annual Statement

March 30, 2021

Because of the pandemic, there's been a lot hesitation about fixed index annuities (FIAs). When the stock market is volatile, it's difficult to tell clients to put their money in a product based on…

Final Expense Insurance: Level, Graded, Modified, and GI (2nd Edition)

September 22, 2020

If you're considering getting into Final Expense sales, we’re going to cover the basics, including the types of final expense, some sales tips, and our recommended final expense carriers.

Why Agents Love the New Accendo/CVS Health Final Expense Product

September 21, 2020

Attention senior market insurance agents! Here’s your perfect opportunity to learn more about the new final expense product from Accendo Insurance Company, part of the CVS Health® family of companies…

How to Complete Your Free AML Training for Life and Annuity Sales

September 1, 2020

In order to sell most life insurance and annuity products, you need to complete Anti-Money Laundering (AML) training. AML training teaches you about the process of money laundering, the laws that…

What Is the SILAC Denali™ Lifetime Income Annuity, and How Does It Work?

June 29, 2020

In the heart of Alaska lies Denali, the highest mountain peak in North America. Formerly known as Mount McKinley, this peak is part of the Alaska Range and is the centerpiece of the Denali National…

Offer Your Senior Clients the Highest Fixed Annuity Contract Available

May 18, 2020

So many seniors have retirement savings that are either getting beaten down in the market right now or are earning pennies on the dollar at the bank.