New Horizons Staff
Recent Posts
How to Sell Hospital Indemnity Plans
A Hospital Indemnity Plan (HIP) is a fantastic insurance product, particularly for clients with a Medicare Advantage plan. When any health insurance plan comes with out-of-pocket exposure for a…
5 Annuity Sales Tips from Award Winning Producers
Selling annuities doesn’t require sales tactics, complex jargon, or decades ofinvestment experience. We’ve worked with many independent agents who have successfully integrated annuities into their…
10 Questions You Should Ask a Field Marketing Organization (FMO) Before Contracting
All insurance agents will need to find a good FMO at some point, but looking around on Google and spying on the insurance forums will only get you so far. So, if you’re searching for a new upline and…
2026 Q1 Annuity Market Update: Why Stability and Support Matter More Than Ever
As we move out of the first quarter of 2026, one thing has become undeniably clear: clients are seeking financial stability in a time of uncertainty. With global tensions disrupting markets and the…
3 Ways to Use AI in Your Medicare Agency
Artificial Intelligence (AI) is changing the way we gather information and get work done — and the Medicare market is no exception. If your agency is looking for ways to work more efficiently,…
Insurance Technology: What Modern Insurance Agents Need to Run Their Businesses
Running an independent senior‑market agency has never been more demanding. Carrier systems are evolving quickly, compliance expectations have tightened, and agents are juggling more clients,…
10 TPMO Disclaimer Tips to Stay Compliant 2026
The Third-Party Marketing Organization (TPMO) disclaimer seems to be here to stay, but there are still a lot of questions about it.
How to Use Short Videos to Grow Your Insurance Business
10 Medicare Sales Event Tips for a Smooth, Compliant Seminar
Medicare sales events are a fantastic way to educate a group of individuals about a Medicare Advantage plan. You can enroll multiple people in the same plan at one time. That's a huge time saver,…
An Independent Insurance Agent's Ultimate Guide to Chargebacks
Earning commission is great—unless you have to pay it back. If a client dies or cancels a new policy, you may experience a chargeback on your commission.
