How to Sell a Life Policy with an LTC Rider
A long-term care stay is one of the largest financial risks for anyone over age 65. Someone turning age 65 today has nearly a 70% chance of needing some type of long-term care in their remaining…
[Case Study] The Real-Life Impact of a Long-Term Care Sale
Sometimes, we all get caught up. Caught up in product knowledge, rates, brochures, declinable drugs, and everything else… to the point where we don’t see insurance for what it really is. Insurance…
How to Do a Life Insurance Policy Review (A Shortcut and Real-Life Examples Included)
A great way to snag new clients is to offer a free life insurance policy review.
What to Sell to Clients That Can’t (or Don’t Want to) Pay for Long-Term Care
According to the National Nursing Home Study conducted by the Centers for Disease Control (CDC) in 2004 (the most recent study) nearly 44% of all nursing home stays are for less than 1 year.
How to Fill the Long-Term Care Need Even If You Aren’t LTC Certified
If you aren’t selling long-term care, you know you’re missing out on business.
3 Little-Known Ways to Make Your Long-Term Care Pitch a Slam Dunk
We all know what time of year it is…
Case of the Week: Life w/LTC
Congratulations to John Baumgart for the Case of the Week!
Long-Term Care Insurance: Facts and Common Myths
When you work with clients on financial planning, one gap you will find in Medicare policies is the lack of long-term care (LTC) coverage. This can create problems; as your clients age, their…
Five questions you should ask your clients before someone else does
Does this sound like you? You’ve been helping your clients with their health insurance and prescription drug plans, for years. You’re comfortable in that world, and you know the plans inside and out.…
Why more and more agents are offering Life with LTC
There's a serious need for long term care insurance, but as you may be aware, the LTCi market sort of collapsed a few years ago. This was due to products being priced incorrectly due to incorrect…