Kirk Sarff

Kirk Sarff
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Recent Posts

How to Do a Life Insurance Policy Review (A Shortcut and Real-Life Examples Included)

August 28, 2017

A great way to snag new clients is to offer a free life insurance policy review.

The Safest Way to Be Risky: Fixed Annuities with an Indexing Option

July 31, 2017

For some clients, a regular MYGA annuity just isn’t interesting enough. They like the safety of it, but they want the opportunity to make bigger gains that only the stock market can produce.

Here’s Why This MYGA Is Quickly Becoming Our New Go-To Product

July 14, 2017

We have an annuity carrier with a competitive rate and great perks, and it’s quite likely that none of your competitors are selling it. If you want the upper-hand, this safe and guaranteed MYGA…

Use Annuity Money to Fund a Life Policy: A New Solution

May 22, 2017

The best agents will find a way to fund important insurance policies. After all, we all know the trouble with trying to sell a policy that a client doesn’t want to pay for.

How to Fill the Long-Term Care Need Even If You Aren’t LTC Certified

March 20, 2017

If you aren’t selling long-term care, you know you’re missing out on business.

Case of the Week: Life w/LTC

March 7, 2017

Congratulations to John Baumgart for the Case of the Week!

Long-Term Care Insurance: Facts and Common Myths

January 6, 2017

When you work with clients on financial planning, one gap you will find in Medicare policies is the lack of long-term care (LTC) coverage. This can create problems; as your clients age, their…

Five questions you should ask your clients before someone else does

December 6, 2016

Does this sound like you? You’ve been helping your clients with their health insurance and prescription drug plans, for years. You’re comfortable in that world, and you know the plans inside and out.…

Term Life with no Exam

July 26, 2016

SmartProtect™ Term with Vitality Smart, Fast, Affordable: Introducing SmartProtect Term with Vitality SmartProtect Term with Vitality is a quick, easy issue term product that protects your clients,…

Why more and more agents are offering Life with LTC

July 19, 2016

There's a serious need for long term care insurance, but as you may be aware, the LTCi market sort of collapsed a few years ago. This was due to products being priced incorrectly due to incorrect…